Find Your Perfect Credit Card
Compare India’s best credit cards and apply through my trusted links.
I personally recommend these cards based on different spending habits—not everyone needs the same card.
Fintech Cards
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RIO / Zagg Money
The Rio Money Credit Card has been rebranded as the Zagg Credit Card. It is a lifetime-free co-branded RuPay credit card issued in partnership with YES Bank. It is specifically optimized for digital "Scan and Pay" transactions by linking directly with UPI.
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UNI Gold X
The Uni GoldX Credit Card is a 100% lifetime-free co-branded credit card issued by Uni Cards in partnership with BOBCARD (Bank of Baroda) and YES Bank.
Co Branded Cards
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SBI Flipkart
The Flipkart SBI Credit Card is a co-branded cashback card designed to provide significant value back to frequent online shoppers.
Fuel Cards
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SBI BPCL Octane
The BPCL SBI Card Octane is a premium fuel credit card issued by SBI Card in partnership with Bharat Petroleum. It is widely considered one of the highest-yielding fuel credit cards in India, offering up to 7.25% value back on fuel and lubricant spends at eligible BPCL petrol pumps.
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RBL Indian Oil XTRA
The IndianOil RBL Bank XTRA Credit Card is a premium co-branded fuel credit card designed for heavy commuters and loyal customers of IndianOil Corporation Limited (IOCL). It offers an industry-leading value-back of up to 8.5% on fuel spends.
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SBI BPCL
The BPCL SBI Credit Card is a co-branded fuel card offered by SBI Card in partnership with Bharat Petroleum Corporation Limited (BPCL). It is highly regarded as one of the best entry-level cards for fuel savings in India.
Premium / Luxury Cards
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Amex Platinum Reserve
The American Express Platinum Reserve Credit Card is a premium lifestyle card positioned directly below the elite Platinum Charge Card.
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IDFC Mayura
The IDFC FIRST Mayura Credit Card is a premium metal travel credit card designed for frequent flyers and high-income individuals.
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Amex Platinum Card
The American Express® Platinum Card is a premium, metal charge card designed for high-net-worth individuals, requiring an annual fee of ₹66,000 plus applicable taxes.
Travel / Airline Cards
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HDFC Marriot
The Marriott Bonvoy HDFC Bank Credit Card is India’s first co-branded hotel credit card. Tailored specifically for frequent travelers and Marriott loyalists, it offers a direct pathway to earning free hotel stays and premium lifestyle perks.
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IDFC Indigo
The IndiGo IDFC FIRST Dual Credit Card is a premium co-branded travel card designed for frequent flyers of IndiGo. A unique feature of this card is its dual-network setup, where you receive two physical cards tied to a single credit limit, statement, and rewards pool.